We are still open online and over the phone as the lockdown continues.
For the safety of our staff and customers, our branches will be closed for the foreseeable future.
Following further advice from the NHS and the Scottish Government our offices will remain closed for the next 3 weeks at least.
You can still contact us to withdraw money or if your circumstances have been affected by Covid-19 restrictions to manage your loan account with us.
Why choose us instead of your highstreet bank?
Credit unions were created to cooperatively provide affordable access to loans and other financial services to people sharing common bonds. The mission of “people helping people” has been paramount since the beginning.
We provide a variety of services to meet your needs:
Credit unions offer the same financial products as banks, but they are much cheaper for people who cannot access the very best rates from banks.
Customer Focused Banking
Due to the unique membership structure of a credit union, all members have an equal vote in any decisions made by the credit union.
Credit unions charge no arrangement or early repayment fees. You only pay back what you borrow.
We only lend what you can afford to pay back. We want to break the cycle of debt, not add to it.
We treat all our customers and their applications on an individual basis. The rate is subject to change, and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 42.6%. All loans are subject to status.
We’re excited to be working with the Community Finance Network. They provide access to savings accounts with Credit Unions and ethical lenders which are part of our network.
What our customers say…
From 1500+ Reviews
“Excellent service with the most polite and caring manner, especially Katie. Many thanks for giving me the start we needed.”